Invest In The Best®
A course of 10 short guides, in plain English, for anyone who wants to get their money in order: young people starting out, parents thinking about a Junior ISA, and everyone who has never been shown how.
One payment. Education only: we won’t tell you what to invest in.
Your workplace pension
99%of people DO NOTHING. Is that you?
99% of members of Nest, the UK’s biggest workplace pension, never leave its default fund. MoneyWeek, February 2026
Doing nothing hands your future to people you have never met. A default fund is built to suit everyone, and to be cheap and simple to run. It is not built for you. The good news: a few checks can change everything, and we will show you how.
Feeling lucky? Or planning?
Growth over five years to 31 December 2025. Corporate Adviser CAPA data, March 2026
£200 a month for 40 years. 6% or 2%?
You could be £251,000 worse off.
£200 is 8% of a £30,000 salary. Illustration only, before charges and tax. Returns are not guaranteed and can be negative.
Most of us are never shown how saving and investing work. Yet the earlier you begin, the longer your money has to grow. Whether you are in your first job, working for yourself or holding a new baby, the first steps are the same: see what you have, make a plan and start.
Auto-enrolment only reaches eligible employees, and being enrolled is not the same as having a plan. This course shows you where to look, what to ask and how to make decisions with confidence.
It sounds out of reach. With time on your side, it is not. Here is one way it can be done:
Save £359 a month. In a pension, a basic-rate taxpayer pays c.£288 of that, because tax relief adds the rest.
Raise what you save by 2.5% a year, in line with inflation. In today’s money, you never save more than £359 a month.
Growing at 6% a year before charges, the pot reaches £1,000,000 when you retire at 67.
£1,000,000
Parents and grandparents can pay into a child’s pension from the day they are born. Pay in £110 a month until their 18th birthday, then stop. Tax relief tops it up to £137.50. Never add another penny, and at 6% a year it reaches £1,000,000 by the time they are 67.
£1,000,000 at 67
Not the hottest tip or last year’s top fund. It is a standard you hold yourself to:
The course: We Are All Investors Now
Ten short guides in plain English. Each one helps you do something real with your money. Read them in any order.
See what you have, build the foundations and make a plan.
Find every pension, ISA and savings account you have, and put them all on one page.
See inside →See, in pounds, what time, charges and inflation really do to your money.
See inside →Write a one-page plan, how much, where and when, that you will actually stick to.
See inside →Understand the choices that matter most.
Decide how to split your money between cash, bonds and shares to suit your goals.
See inside →Choose a low-cost index fund with confidence, and know what to avoid.
See inside →Spot the mental traps that cost investors money, and stop falling for them.
See inside →Learn how great investors think, and what went wrong for some.
Borrow the habits of Buffett, Munger and other great investors.
Judge a fund manager: what success looks like, and why fees matter so much.
See inside →Learn why some family firms last for generations, and what to look for.
See inside →Tell a lasting brand from a fading one before you invest in it.
See inside →Download them straight away, keep them for good, and tick off each step as you go.
“Price is what you pay. Value is what you get.”
Warren Buffett, quoting Benjamin Graham, 2008
Before you pay for anything, ask what it is worth to you.
The whole course costs £78: less than 23 minutes of an adviser’s time.
Start the courseSeven Eight Investing is education, not advice. It helps you make better decisions yourself, and get more from an adviser if you use one.
£78 one payment
All ten guides, in a clear order, with the tools to act on them.
Ten hours with an adviser, at the average £205 an hour, would cost £2,050. We have packaged the knowledge so everyone can afford it.
What’s included
£7.80 a month
Accountability, a bit like a personal trainer, while you do the work.
Why not free? People value, and act on, what they pay for. We would rather say so openly than play tricks. And we want you to cancel: when every guide is finished and every action is done, you won’t need us any more.
What’s included
Further courses take one subject at a time: luxury, investing books, biographies, funds, indices and ETFs, technology and more.
See all coursesWesley Richards is a CFA charterholder with almost two decades of experience in investment management. Following numerous discussions and questions about investing from family and friends, he wrote the course to help educate and empower people to take charge of their financial future. Married with four teenage sons, he also wrote the course to help them understand investing. It is not investment advice.
Wesley has a degree in Economics from the University of London and a Masters from the London School of Economics. He was called to the Bar by the Middle Temple. Wesley is a lifelong fan and disciple of Warren Buffett and his long-term approach to investing in high-quality companies led by people of integrity.
Seven Eight Investing acts as a coach and curator, not a personal financial adviser. It explains how things work, selects the best material, and helps you check your progress and ask better questions. The aim is to empower and equip you, at a fair and reasonable price.
The name Seven Eight is inspired by the sayings of King Solomon, who advised investing in seven or eight ventures because the future is uncertain, and encouraged people to gain wisdom and understanding in life.
No. The course starts from the beginning and explains the jargon as it goes.
No. We teach how to understand your options and ask better questions. We do not make personal recommendations or tell you what to buy or sell.
No. We act as a coach and curator, not a personal financial adviser. It is general education. If you want a recommendation based on your circumstances, speak to a financial adviser authorised by the FCA.
No. It is for all ages, and it is most useful to those starting early: young adults opening their first ISA and parents thinking about a Junior ISA, as well as anyone who has put it off.
Each booklet takes around an hour, and you can work at your own pace.
Each month we email to ask how you are getting on, with a link to your progress tracker. You tick off each step as you complete it. It costs £7.80 a month, and you can cancel online at any time.
Because people tend to value, and act on, what they pay for. Behavioural Brilliance, guide 6, explains why. £7.80 is a small, affordable cost designed to keep you moving. We would rather tell you that openly than use tricks to keep you subscribed. When you have done the work, cancel.
Yes. Create a free account with just your email and you get your own progress tracker, starting at 0%. Buy the course when you are ready.
As soon as you have finished all ten guides and done the work. That is the point: the aim is for you to stop needing us.
No. The guides build on each other, so the course is sold as a whole.